Mortgage and Property Purchase Tree Survey

  When a mortgage lender flags trees on or near a property, it is usually because they want assurance that their investment is not at risk from subsidence, root damage, or structural interference. As the buyer, you have an equal interest in understanding what you are taking on before you complete the purchase.

A mortgage tree survey assesses the species present, their proximity to the property and any drainage infrastructure, the soil conditions, and other relevant factors that influence the likelihood of trees causing problems in the future. The report gives both you and your lender a clear, expert assessment of the actual level of risk, and where appropriate, what steps could be taken to manage it.

Trees are frequently flagged as a concern during property purchases when the realistic risk is low. An independent survey from a qualified consultant gives you the information you need to proceed with confidence, or to go into negotiations with a clear picture of what any management might involve.

Mortgage surveys are provided across Somerset, North Somerset, Bristol, and South Wales.